LOSS OF DEPOSITS AND COURSE CHARGES PROTECTION
Period of Protection
From the date of booking/paying the protection premium whichever the later, until completion of the course.
Sum Covered
Up to £1300
In the event of a claim, or if you have any questions relating to this Protection, please contact Poole Martin Ltd and quote West Dean College, together with the date and reference of the course.
SUMMARY OF COVER
We will pay up to £1300 for any irrecoverable payments paid or contracted to be paid for travel, accommodation and course fees, should participation in the course be cancelled before commencement or curtailed before completion, directly as a result of:-
i. Death, Bodily Injury, Illness or compulsory quarantine of:-
(a) a Covered Person, or
(b) any person accompanying a Covered Person, or
(c) any close relative [including fiancé(e)] or business associate necessitating a Covered Person to cancel or curtail his/her participation in the course.
ii. Redundancy (provided that such redundancy qualifies for payment under Redundancy Payments Act) or marital breakdown (provided that formal legal proceedings have been commenced) of:-
(a) a Covered Person, or
(b) any person accompanying a Covered Person.
iii. Summoning to jury service or witness attendance in a court of law of:-
(a) a Covered Person, or
(b) any person accompanying a Covered Person.
iv. Major damage or burglary at the home or place of business of:-
(a) a Covered Person, or
(b) any person accompanying a Covered Person.
v. Adverse weather conditions making it impossible for a Covered Person to travel to the point of departure at commencement of the outward trip.
vi. Unforeseen occupational posting of a Covered Person by his/her current employer.
vii. Theft of a private motor vehicle up to 7 days prior to commencement of the outward trip, or a motoring accident occurring during travel to the point of departure of:-
(a) a Covered Person, or
(b) any person accompanying a Covered Person.
viii. Strikes, locked out workers, industrial action, riots &/or civil commotions, hi-jack, avalanches, landslides, adverse weather or mechanical breakdown of scheduled aircraft, coach, train or sea vessel services in which a Covered Person was booked to travel to participate in the course.
DEFINITIONS
(1) "BODILY INJURY" means identifiable physical injury which:-
(a) is sustained by a Covered Person, and
(b) is caused by an Accident during the Period of Protection, and
(c) solely and independently of any other cause, except illness directly resulting from or medical or surgical treatment rendered necessary by such injury, occasions the death or disablement of a Covered Person within twelve months from the date of the Accident.
(2) "ACCIDENT" means a sudden, unexpected, unusual, specific event which occurs at an identifiable time and place, but shall also include exposure resulting from a mishap to a conveyance in which a Covered Person is travelling.
EXCLUSIONS
(1) Participation in the course which is booked or commenced by an Covered Person:-
(a) contrary to medical advice, or
(b) to obtain medical treatment, or
(c) after a terminal prognosis has been made.
(2) Pregnancy and childbirth.
(3) Any condition or set of circumstances known to a Covered Person at the time or affecting the Protection, where such condition or set of circumstances could reasonably have been expected to give rise to Cancellation or Curtailment.
(4) The first £10 each claim each Covered Person.
(5) This Protection does not cover any claim(s) in any way caused or contributed to by an act of terrorism involving the use or release or the threat thereof of any nuclear weapon or device or chemical or biological agent.
For the purposes of this exclusion an act of terrorism means an act, including but not limited to the use of force or violence and/or the threat thereof, or any person or group(s) of persons, whether acting alone or on behalf of or in connection with any organisation(s) or government(s), committed for political, religious, ideological or similar purposes or reasons including the intention to influence any government and/or to put the public, or any section of the public, in fear.
Notice to the Covered Person
The cover referred to herein is subject to English Law.
All claims for reimbursement should be addressed to:
Poole Martin Limited– Insurance Brokers
8 Elmdale Road, Bristol BS8 1SL
Tel: (0117) 9276676
Fax: (0117) 9226935
E-mail: andrew.bollen@poolemartin.com
Who will act as the appointed Claims Co-ordinator.
E. & O. E.